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Kia Car & Van Finance
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WJ King Finance Solutions are the easy way to purchase your new or used car or commercial vehicle from WJ King!
WJ King PCP is the way to finance your car! Keep your options open at the end of your agreement!
With WJ King Personal Contract Purchase (PCP) you can drive the car you want and keep your options open at the end of your finance agreement!
Our PCP is a popular alternative to Hire Purchase as a means of vehicle financing for private users, offering the choice of lower monthly repayments and a repayment period that suits you.
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How does it work?
- You choose the vehicle you like.
- The repayment period that suits you.
- Agree a deposit and regular monthly payments to suit your own personal budget.
- Agree a maximum annual mileage.
- The Finance Company decides a guaranteed minimum future value for your car, which then becomes your final optional payment.
At the end of the agreement YOU CHOOSE to:
- Part exchange your vehicle for another one
OR - Pay the final payment and keep the vehicle
OR - Return it to the finance company.**
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The Benefits:
The payments can be considerably lower than those of a hire purchase scheme.
Fixed regular payments mean it’s easier to budget.
The future value of your car is guaranteed so you don’t have to worry about depreciation.
You don’t need to make any decisions at the beginning of the agreement - you drive the car you want and keep your options open right up until the end of the contract.
Choice of 3 options at the end of your agreement to suit your current circumstances.
You can change your car every 2 to 4 years* if you wish. -
Choose WJ King PCP if . . . . .
You want low monthly repayments which cover depreciation and interest while the cost of the car is deferred to the end of the agreement, payable in a lump sum.
You want flexibility. You can adapt to any future changes in your financial circumstances.
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